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At My Smart Drive, we make getting behind the wheel more accessible. Whether traditional vehicle finance isn’t an option, you’re under debt review, have a low credit score, or simply want an alternative to financing a car, we offer a smarter way to drive with flexible, affordable long-term vehicle solutions.
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Your Credit History Doesn’t Have to Hold You Back
My Smart Drive makes getting behind the wheel possible with flexible Rent-to-Buy options — even if you’re blacklisted, under debt review, or have a low credit score.
Apply today and take the first step towards your next car.
What you get with MYSMARTDRIVE .
A reliable vehicle to drive — without the pressure of traditional vehicle finance.
One predictable monthly payment — making it easier to plan and manage your monthly motoring costs.
Less to worry about — My Smart Drive takes care of key vehicle responsibilities such as insurance and maintenance.
A more accessible way to get on the road — applications are considered based on affordability and your individual circumstances, not simply a perfect credit score.
No need to finance the vehicle yourself — My Smart Drive owns the vehicle while you enjoy the freedom of driving it.
Long-term vehicle solutions designed to make everyday motoring simpler, more affordable and more reliable.
What you need to apply with MYSMARTDRIVE .
Getting started is simple. Have your South African ID, valid driver’s licence, proof of income such as recent payslips or bank statements, and proof of residence ready when you apply.
Your application will be assessed to determine affordability and the most suitable vehicle solution for you.
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